Aside from death, getting bent and needing expensive treatment in a decompression chamber has to be the worst fear. I am sure there are tons of divers out there who dive without dive insurance......I hate to say I have been one of them. But what if you were cautious, played by the rules, got your insurance, followed the proper dive profile and still got bent? What if your insurance company refused to pay your bill? This is what happened when British diver, Anthony Allen, suffered major "Type II" decompression illness after diving 160 feet in Marsa Alam in the Egyption Red Sea. The insurer, LloydsTSB, rejected the claim saying Allen exceeded the 100 foot depth limit imposed by his policy despite Egypt citing dehydration as the cause of DCI.
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